#Lloyd the Watchdog

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Voice of America 0419 21 Nov 2023

9775Khz 0358 21 NOV 2023- VOICE OF AMERICA (UNITED STATES OF AMERICA) in ENGLISH from MOPENG HILL. SINPO = 45333. English, @0400z World News read by Tommy McNeil. Heavy fighting is reported around the Indonesian Hospital in northern Gaza, with 12 reported killed. Israel published video of what it described as a tunnel dug by Palestinian militants under Shifa hospital. Hamas denied the claim. 31 babies have been evacuated from Shifa Hospital, with 28 taken to Egypt for care. U.S. Defense Secretary Lloyd Austin announced $100 million in new military aid for Ukraine during an unannounced visit to Kyiv on Monday, part of an effort to reassure Ukrainian leaders that the United States will continue to support the country's fight against Russia's invasion. After an overnight train ride from Poland, Austin met with Ukrainian President Volodymyr Zelenskyy in Kyiv, who thanked the U.S. defense secretary. Arab and Muslim officials holding meetings with China's top diplomat Wang Yi in Beijing on Monday called for an immediate cease-fire in Gaza and for allowing humanitarian aid into the war-shattered Palestinian enclave. The Philippines has approached neighbours such as Malaysia and Vietnam to discuss a separate code of conduct regarding the South China Sea, its president said on Monday, citing limited progress towards striking a broader regional pact with China. The US Navy's P-8A intelligence gathering plane crashed in the ocean off Oahu. It is understood to have overshot the runway when trying to land at a USMC base. All nine people on board survived the smash but were forced to swim to shore. Social media company X on Monday sued media watchdog group Media Matters, alleging the organization defamed the platform after it published a report that said ads for major brands had appeared next to posts touting Adolf Hitler and the Nazi party. X, formerly Twitter, has faced growing outrage since Media Matters published the report on Thursday, which led IBM, Comcast and several other advertisers to pull ads from the platform in response. @0405z "Daybreak Africa" begins. Backyard fence antenna w/MFJ-1020C active antenna (used as a preamplifier/preselector), Etón e1XM. 100kW, beamAz 350°, bearing 84°. Received at Plymouth, United States, 14087KM from transmitter at Mopeng Hill. Local time: 2158.

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Nearly 1 in 3 adults in the Medicaid program has a mental health condition, and a fifth of its members have a substance use disorder. “This is probably disproportionately sweeping up those that are most distressed, most ill and most in need of care,” Clement said. Private insurers that manage Medicaid plans, also known as managed care organizations, are often paid a fixed amount per person, regardless of the frequency or intensity of services used. If they spend less than the state’s allotted payment, plans are typically allowed to keep some or all of what remains. Experts, senators and federal investigators have long raised concerns that this model may be incentivizing insurers to limit or deny care. “They basically manage the benefits to maximize their short-term profit,” said David Lloyd, chief policy officer with the mental health advocacy group Inseparable and an expert on state-level mental health parity laws. State regulators are supposed to be making sure private insurers that manage Medicaid plans are following the mental health parity laws. But this year, a federal audit found that they were failing to do so. “They are not well designed to essentially be watchdogs,” Lloyd said. “There’s very little accountability. Insurers can run roughshod over them.”

— How UnitedHealth’s Playbook for Limiting Mental Health Coverage Puts Countless Americans’ Treatment at Risk | ProPublica

[olko71]

New Post has been published on All about business online

New Post has been published on https://yaroreviews.info/2024/02/lloyds-sets-aside-450m-for-car-finance-probe

Lloyds sets aside £450m for car finance probe

Getty Images

Banking giant Lloyds has set aside £450m to cover the potential cost of an investigation into car finance deals by the UK’s financial regulator.

A probe into whether people had been paying too much for cars was launched by the Financial Conduct Authority (FCA) last month.

Brokers who arranged car financing earned commission on the interest rates that they set for customers.

Lloyds revealed the provision as it announced a big rise in annual profits.

The bank said pre-tax profits jumped to £7.5bn last year, which was higher than expected and up 57% from the year before.

Watchdog to investigate compensation over car loans

The FCA announced last month that it would investigate whether people who believe they were charged too much for car loans were owed compensation.

Under what were called discretionary commission arrangements, some lenders had allowed car dealers to adjust interest rates on loans, which would improve the commission they received. In short, the higher the interest rate, the higher the commission.

As a result, these deals created an incentive for brokers to increase how much people were charged for their car loan.

In 2021, the FCA banned these arrangements, saying it would collectively save drivers £165m a year.

The amount that Lloyds eventually pays to cover compensation could be higher or lower than the initial amount it has set aside.

However, Lloyds is seen as the most exposed of the major banks to any claims, as it owns one of UK’s largest motor finance providers, Black Horse.

Some analysts have claimed that the total compensation bill could run into the billions.

Speaking to the BBC’s Today programme, Lloyds chief executive Charlie Nunn said: “The extent of any misconduct or loss on behalf of customers, if any, remains unclear so we welcome the FCA’s announcement a few weeks ago to look in to this to provide clarity for customer and the industry.”

Matt Britzman, equity analyst at Hargreaves Lansdown, said the £450m set aside by the bank was “less than some had feared but there will be question marks around how Lloyds has come to that figure”.

“Lloyds has been honest in saying the outcome of the review is largely unknown,” he added. “What we do know is that Lloyds is one of the more exposed banks should the FCA deem there was misconduct and customer loss.”

Have you made a complaint about car finance brokers? Do you think you have been overcharged? Share your experiences by emailing haveyoursay@bbc.co.uk.

Please include a contact number if you are willing to speak to a BBC journalist. You can also get in touch in the following ways:

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UK banking

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More on this story

Watchdog to investigate compensation over car loans

11 January

Lloyds to cut 1,600 jobs in major branch overhaul

25 January

‘Outrageous’ car loan commission banned

28 July 2020

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Fuente: benjaminfulford.net

Nos dirigimos hacia una especie de megaevento del cisne negro, posiblemente esta semana

Hay muchas señales de que nos dirigimos hacia algún tipo de evento o conjunto de eventos masivos de cisne negro, que probablemente involucrarán tanto una operación de arresto masivo de sombrero blanco como una respuesta de la mafia jázara que eclipsará al 911.

Un indicio de que se está planeando algo llegó en forma de un anuncio de página completa en el New York Times que decía: “OCÉANO DE TORMENTAS, 11.01.2024 Luna Nueva”.

Para agregar más tarde.

El sitio Q vinculado a la inteligencia militar de alto nivel también afirma que en primer lugar “el fin del mundo” y las “revelaciones” para ese día.

https://qofficial.net/password

También hay una especie de reunión ultrasecreta sobre ovnis para el Congreso que se celebrará aproximadamente al mismo tiempo.

El coronel Douglas MacGregor está de acuerdo y dice que sus amplios contactos le dicen que “se acerca el Armagedón financiero… Nos dirigimos a la bancarrota. Todo esto se unirá en lo que temo será una tormenta perfecta que realmente podría sacudir a esta nación hasta sus cimientos”.

El fin de algo llamado Acuerdos de Recompra Inversa también muestra que se avecina una especie de evento de cisne negro financiero. Los RRA son un dispositivo que la Reserva Federal comenzó a utilizar en 2020 para crear la apariencia de que los grandes bancos estadounidenses todavía son solventes. El gráfico aquí de la caída del volumen de RRA indica que se está desconectando a los grandes bancos.

(Se agregará más tarde)

Los bancos están condenados porque la asombrosa cifra de 50 millones de personas están incumpliendo sus pagos de préstamos, mientras que el 67% de los trabajadores estadounidenses dicen que el costo de vida está superando el crecimiento de los salarios.

Estos indicios de algún tipo de acontecimiento importante se producen cuando el falso régimen de Biden en Estados Unidos se está desmoronando visiblemente. El “presidente” Joe Biden no ha tenido reuniones públicas desde el 22 de diciembre, sólo eventos de video generados por computadora.

Además, el falso secretario de Defensa, Lloyd Austin, se encuentra hospitalizado desde el 1 de enero debido a “complicaciones tras un reciente procedimiento médico electivo”. Se supone que Austin estará disponible en cualquier momento para responder a cualquier crisis de seguridad nacional. Su segunda al mando, Kathleen Hicks, quien se supone que asumirá sus funciones en caso de una crisis, estaba “de vacaciones en Puerto Rico”. en el momento de la hospitalización de Austin. Al momento de escribir este artículo, el Pentágono “no ha proporcionado más detalles sobre el estado médico de Austin, ni siquiera si perdió el conocimiento o cuándo espera ser liberado”.

“Estoy recibiendo rumores válidos de que Austin ya no está con nosotros. Algo más está sucediendo detrás de la cortina. Todo esto es una cortina de humo”, afirma una fuente de la CIA.

Esto se produce cuando los republicanos de la Cámara de Representantes comienzan a tomar medidas para acusar al secretario de Seguridad Nacional, Alejandro Mayorkas, por su manejo de la crisis fronteriza. Sin su respaldo militar, Mayorkas está acabado.

Otra señal de que algo está sucediendo es que el ministro canadiense del crimen, Justin Castrudeau, fue sorprendido tratando de huir a su patria, Cuba, aproximadamente al mismo tiempo que Austin fue “hospitalizado”, según los servicios de inteligencia canadienses. El artículo de portada que se publica es: "El avión de Trudeau se averió durante un viaje a Jamaica".

https://benjaminfulford.net/wp-content/uploads/2024/01/The-government-of-Albertas-evidence-founded-on-speculation-.mp4

Castrudeau intentó huir porque su campaña de asesinatos masivos de vacunas ha quedado al descubierto. Por ejemplo, cuando el Gobierno de Alberta finalmente presentó pruebas ante los tribunales para justificar sus medidas contra la COVID-19, se basó en especulaciones y modelos climáticos. Hasta el día de hoy no se ha presentado ninguna prueba sustancial. Esto significa que se ha activado a la policía militar para investigar lo que ahora se ha demostrado que es un delito.

La mafia jázara no va a permanecer tranquila durante la noche y estamos escuchando de varias fuentes que están planeando algún horrible evento terrorista masivo. Una fuente de alto nivel del Programa Espacial Secreto dice que van a atacar

California con un terremoto masivo seguido de un tsunami devastador. La fuente dice que "la mitad de California será destruida, incluido Silicon Valley". Este desastre se utilizará como excusa para detener las elecciones estadounidenses de 2024 e iniciar la ley marcial. Fuentes gnósticas Illuminati dicen que esto es necesario porque creen que una IA malvada está ubicada en Silicon Valley y necesita ser destruida.

Con suerte, los sombreros blancos evitarán este ataque, pero se insta a los residentes de California a que tomen las precauciones necesarias.

Hablando de ataques sísmicos, la inteligencia militar japonesa y el MI6 han confirmado que el terremoto del día de Año Nuevo que azotó la prefectura de Ishikawa la semana pasada se debió a un arma de energía dirigida. El ataque fue ordenado por el contraalmirante Carl A. Lahti, jefe de la Armada estadounidense en Japón, según fuentes militares japonesas.

También estuvo involucrado en el secuestro remoto de un avión de la Guardia Costera japonesa en el camino de un avión de pasajeros civil.

Lahti enfrentará juicios por crímenes de guerra por el asesinato en masa de civiles inocentes y probablemente será condenado a muerte.

La prefectura de Ishikawa fue atacada porque es el hogar del clan Maeda que ha estado presionando por la independencia japonesa.

El ataque intimidó al gobierno esclavista del ministro del crimen Fumio Kishida para que reiterara su apoyo al “orden mundial basado en reglas” de Rockefeller. El gobierno esclavista también prometió continuar enviando dinero a Ucrania y recibiendo órdenes a través del político esclavo de la mafia jazara y ex ministro del crimen, Taro Aso.

El ataque a Japón estuvo relacionado con un cambio de guardia de alto nivel en el linaje real. Es significativo notar que el emperador japonés canceló una aparición pública programada para el día de Año Nuevo debido al terremoto.

El mismo día de Año Nuevo, la reina Margarita II de Dinamarca anunció por sorpresa su dimisión. “Le dejaré el trono a mi hijo, el príncipe heredero Frederik”, anunció.

El rey Carlos III también enfrenta llamados a abdicar y pasar el trono al príncipe William. Sin embargo, muchos ingleses preferirían volver a tener un rey Harold y refutar el linaje normando de Guillermo el Conquistador.

Fuentes de derecha japonesa cercanas al Emperador explican que todo esto está relacionado con algún tipo de reinicio financiero/político masivo. La Familia Real Danesa es la segunda familia real más antigua del mundo después de la japonesa. Los linajes que controlan el sistema financiero occidental utilizan esta antigüedad para decidir quién controla en última instancia la oferta de dinero, dicen múltiples fuentes.

También relacionado con todo esto está el hecho de que la reina Isabel II envió una fotografía del asesinato del Emperador Meiji a la Universidad de Tokio antes de ser asesinada. Esto implica que desde entonces los impostores han estado desempeñando el papel imperial en Japón.

Si lo que estas fuentes nos dicen es cierto, entonces algún tipo de anuncio público importante sobre un jubileo y un reinicio financiero podría ocurrir a finales de este mes.

Independientemente de lo que hagan o dejen de hacer los miembros de la realeza, ha comenzado una seria destrucción de la mafia jazara con un volcado masivo de documentos relacionados con Jeffrey Epstein y su isla de pedo.

https://benjaminfulford.net/wp-content/uploads/2024/01/Putin-claims-pedophelia-is-normal-in-the-West-.mp4

Lo importante a tener en cuenta es que al ser dada a conocer esta información por un tribunal, se abre el camino a acciones legales contra los torturadores de niños que visitaron la isla.

Entre ellos se incluyen Bill y Hillary Clinton, Rockefeller, Barack Obama Hitler, el príncipe Andrés y muchos otros. Esta es una señal de que probablemente todos se dirigen al tajo. Escuche este vídeo de diez segundos de lo que Donald Trump tiene que decir sobre Clinton:

https://benjaminfulford.net/wp-content/uploads/2024/01/Trumps-statement-about-Bill-Clinton.mp4

Hillary Clinton también figura como testigo. También lo es el ex primer ministro israelí, Ehud Barak, acusado de violar a una víctima de Epstein. Ahora empieza a tener sentido por qué la ADL sionista está chillando tan fuerte.

Otra revelación es que "Epstein obligó a la entonces menor de edad Jane Doe #3 a tener relaciones sexuales con el ex profesor de derecho de Harvard Alan Dershowitz, un amigo cercano de Epstein y conocido abogado defensor penal".

Este es el mismo Dershowitz que planea defender a Israel de los cargos de genocidio ante la Corte Penal Internacional.

También vemos en los documentos que el príncipe Andrés tuvo una orgía con “numerosas” niñas menores de edad en la isla de Epstein.

El testimonio revela además que al físico Stephen Hawking “le gustaba ver a enanos desnudos resolver ecuaciones complejas en una pizarra demasiado alta”.

Por cierto, anteriormente informamos que el Hawking original murió hace mucho tiempo y que un doble -que no estaba paralizado- desempeñó su papel durante décadas.

Nuestras fuentes también nos dicen que Steve Bannon entrevistó a Jeffrey Epstein antes de su arresto y aún no ha publicado 15 horas de cinta.

Si bien todo esto es muy excitante, ya hemos escuchado la mayor parte antes y todavía estamos esperando arrestos reales relacionados con la isla de la pedofilia. Como dice el abogado de Ghislaine Maxwell: "Si nos fijamos en este delito, en este delito en general, se trata de hombres que abusan de mujeres durante un largo período de tiempo, y sólo hay una persona en la cárcel: una mujer".

https://www.dailymail.co.uk/news/article-12922583/Ghislaine-Maxwell-Jeffrey-Epstein-list-associates.html?ns_mchannel=rss&ns_campaign=1490&

También necesitamos ver acciones legales reales relacionadas con la tortura y el asesinato masivo de niños y no solo hablar de sexo con niñas de 15 años.

Fuentes de inteligencia polacas, por ejemplo, confirman que después del golpe de estado en Kiev en 2014, Ucrania se convirtió en un semillero de pedófilos de todo tipo. Joe y Hunter Biden fueron figuras centrales en la red de tráfico de niños. J. Biden era dueño de una mansión con una extensa red de túneles subterráneos y fábricas de adrenocromo y sustracción de órganos.

“La verdadera razón por la que el Cabal organizó 'caza' fue para crear miedo en los niños y así aumentar sus niveles de adrenocromo. También tenían dispositivos que les permitían chupar sangre en el bosque y, en vida, podían chuparla directamente de sus cuerpos. Todos los monarcas británicos y daneses participaron en estas cacerías”, nos dicen las fuentes.

Por su parte, fuentes rusas dicen que descubrieron más de 40 laboratorios de armas biológicas propiedad de Estados Unidos y la CIA en Ucrania. También encontraron niños mutilados y muertos encadenados en los túneles subterráneos bajo Chernobyl (un sistema propiedad de Biden).

Rusia ha solicitado una reunión del Consejo de Seguridad de la ONU para el 22 de enero sobre el suministro de armas occidentales a Ucrania.

Esta es una señal de que ahora se siente lo suficientemente fuerte como para lanzar un ultimátum a Europa occidental. Estados Unidos no luchará para defenderlo.

Pregúntese: ¿Qué pasaría si Rusia financiara milicias nazis en Canadá, instigara una guerra civil, estableciera un régimen títere y creara un representante en la frontera con Estados Unidos? Luego Canadá bombardeó a civiles, secuestró y torturó a decenas de miles de niños, fabricó patógenos, almacenó armas y construyó un ejército. Esto es lo que Estados Unidos le hizo a Ucrania.

Esto también está sucediendo dentro de Estados Unidos. Un denunciante radicado en Estados Unidos brinda todos los detalles sobre una red de tráfico de niños a través de Estados Unidos que utiliza a Wal-Mart como campo de concentración. Habla de las ONG que dirigen redes de tráfico de niños en todo Estados Unidos y de cómo establecieron campos de concentración para niños.

Trump ha dicho anteriormente que “tenemos que hacer algo con respecto a todos estos niños desaparecidos secuestrados por pervertidos. Demasiados incidentes: juicio rápido, pena de muerte”.

No es de extrañar que el falso Biden esté enloquecido. Dice: "Con sus antiguos asistentes, Trump planea invocar la Ley Insurreccional, la Ley de Insurrección, que le permitiría desplegarse, algo que no se le permite hacer en circunstancias normales, permitirle desplegar fuerzas militares estadounidenses en las calles de America."

https://www.whitehouse.gov/briefing-room/speeches-remarks/2024/01/05/remarks-by-president-biden-on-the-third-anniversary-of-the-january-6th-attack- y-defender-la-causa-sagrada-de-la-democracia-estadounidense-blue-bell-pa/

Por cierto, los documentos judiciales oficiales prueban que Donald Trump ha sido absuelto de cualquier delito y dice que no visitó la isla ni las casas de Jeffrey Epstein.

https://benjaminfulford.net/wp-content/uploads/2024/01/Megyn-Kelly-Epstein-may-still-be-alive-.mp4

El miedo a las represalias puede ser la razón por la que tantas élites buscan búnkeres subterráneos donde esconderse. También pueden estar planeando algún tipo de desagradable ataque de ultrasonido. Un experto en edición de vídeo descubrió ultrasonidos peligrosos incrustados en la película "Deja el mundo atrás" de Obama. Contenía cuatro archivos de audio en lugar de uno, y el cuarto parecía ser un arma de infrasonido de baja frecuencia.

https://benjaminfulford.net/wp-content/uploads/2024/01/Video-editing-expert-discovers-%E2%80%98Low-Frequency-Infrasound.mp4

Nos preguntamos si esta empresa que ofrece búnkeres de lujo por valor de 100 millones de dólares para las élites fue uno de los patrocinadores de la película.

https://benjaminfulford.net/wp-content/uploads/2024/01/Swiss-firm-Oppidum-luxury-bunkers-.mp4

La película presenta un búnker del tipo que ofrecen.

Los de la mafia jazara también siguen intentando desesperadamente provocar una guerra nuclear total; como lo demuestra su reciente atentado terrorista con bomba en Irán.

Sin embargo, los iraníes están demasiado bien informados para morder el anzuelo. Fuentes de inteligencia iraníes nos dicen:

El atentado terrorista en Irán fue un ritual satánico para celebrar el cuarto centenario del cumpleaños de Sabbetai Sevi. Reza Pahlavi nació el mismo día que Sabbetai Sevi, que es el noveno día del mes de Ab en el calendario hebreo.

El ritual satánico para celebrar el cuarto centenario del nacimiento de Sabbatian Zevi comenzó con el asesinato de Ghasem Soleymani y se supone que durará al menos seis años.

En lugar de iniciar la Tercera Guerra Mundial, el Ministro de Relaciones Exteriores de Irán dice que el país ha comenzado a tomar "medidas legales" a través de las Naciones Unidas después de dos explosiones terroristas que mataron e hirieron a cientos de personas.

Los gobiernos de Medio Oriente saben que los días de Israel están contados y están esperando que implosione.

He estado sentado con mucha gente que acaba de realizar extensas visitas a las principales capitales y ha hablado con muchas de las elites y todos dicen lo mismo: la primera Sykes-Picot ha terminado. Eso es lo primero que sale de la boca de todos. Sykes-Picot fue el acuerdo de 1918 que finalmente dividió Oriente Medio en los estados que vemos hoy. La pieza de Balfour (que pedía el establecimiento de Israel) era parte de ese rompecabezas más amplio. También hablan de un Oriente Medio post-estadounidense y post-Israel. Jordania está al borde del colapso, dice el coronel Douglas MacGregor

https://futuredefensevisions.blogspot.com/

En el propio Israel, sólo el 15% de los israelíes quieren que el ministro contra el crimen, Benjamín Netanyahu, permanezca en el cargo. Aquí puede ver al senador estadounidense Graham decirle a Netanyahu que quiere “seguir adelante para hacer realidad la peor pesadilla de Irán”. El satanista Netanyahu resbala y responde: “Estamos logrando nuestros juegos de guerra rápidamente”. Su juego está terminando.

https://benjaminfulford.net/wp-content/uploads/2024/01/Netanyahu-slips-up-achieving-our-war-games-oops-goals.mp4

El gobierno israelí no es el único que va a caer. En Europa ya está en marcha una revolución a gran escala.

En Polonia, el gobierno del agente alemán de la UE, Donald Tusk, se está convirtiendo rápidamente en una pesadilla.

Esto es lo que la inteligencia polaca nos dice que su gobierno está tratando de hacer:

Ha rodeado estaciones de televisión con policías para hacer cumplir sus mensajes propagandísticos. Firmó tratados que eliminaban el veto de Polonia sobre el presupuesto de la UE. Este presupuesto exige que Polonia entregue 150 mil millones de euros para recibir 30 mil millones de euros de la UE.

También resulta que los alemanes prestaron millones al partido PO de Tusk para pagar extras por participar en su Marcha del Millón de Corazones. Ahora está aceptando la reubicación masiva de árabes e inmigrantes musulmanes varones en edad militar que han estado provocando oleadas de criminalidad en otros países europeos. Actualmente, en Polonia se puede caminar libremente por la calle de día o de noche; La policía y la guardia municipal mantienen el orden. Dejar entrar a grandes masas de criminales extranjeros provocará disturbios seguidos de intervención militar y detenciones masivas. Todo el mundo está sorprendido de que Tusk esté dando un golpe de estado y haya violado todos los derechos constitucionales.

Tusk será enviado a prisión cuando regrese el gobierno. Se suponía que los polacos no debían enterarse de esto.

Los polacos están contraatacando; Los agricultores polacos han reanudado el bloqueo de la frontera con Ucrania.

Mientras tanto, en Alemania, una protesta masiva de agricultores aparentemente ha derrocado al gobierno profundamente detestado de Olaf Scholz. El gobierno se ha visto obligado a dar marcha atrás en varias políticas fiscales y netas cero tiránicas y sin sentido que afectan la producción de alimentos en detrimento de los agricultores locales. Así es como se ve ganar y no lo verás en ningún medio de comunicación importante.

https://benjaminfulford.net/wp-content/uploads/2024/01/Farmers-en-masse-continue-to-protest-new-taxes.mp4

https://benjaminfulford.net/wp-content/uploads/2024/01/GERMANY-This-is-what-winning-looks-like.mp4

Los alemanes también están indignados por el hecho de que el gobierno de Berlín esté ofreciendo a los niños un libro ilustrado a favor de la prostitución para enseñarles que el comercio sexual es seguro y agradable. “Rosie Needs Money” está escrita desde la perspectiva de una niña y está dirigida a niños de 6 a 12 años.

Mientras tanto, en Asia, parece que China también podría estar enfrentando una revolución. El colapso de los precios inmobiliarios está provocando disturbios masivos.

El proyecto China Dissent Monitor de Freedom House registró 1.777 manifestaciones vinculadas al sector inmobiliario entre junio de 2022 y octubre de 2023. Dos tercios de estos manifestantes eran compradores y propietarios de viviendas que protestaron por “retrasos en proyectos, violaciones de contratos, presunto fraude y mala calidad de mano de obra”, según el informe. dijo el informe. La mayoría de los manifestantes restantes eran trabajadores de la construcción que exigían salarios impagos.

https://asia.nikkei.com/Opinion/China-s-property-crisis-is-stirring-protests-across-the-country

“El PCC se enfrenta a desafíos generalizados, con oleadas tras oleadas de desempleo y despidos que afectan a diversas industrias y sectores. Continuamente surgen protestas e incidentes de defensa de derechos, y estallan disturbios en todo el país. … Puedo prever que el PCC no tiene forma de manejarlos”, dice Lai Jianping, ex abogado chino y comentarista de actualidad radicado en Canadá.

“Como dice un viejo dicho chino: 'Si la gente no tiene miedo de morir, de nada sirve amenazarlas de muerte'”.

https://www.theepochtimes.com/china/chinese-workers-protests-doubled-in-2023-posing-a-threat-to-ccps-rule-china-observers-5557389?src_src=China&src_cmp=uschina-2024- 01-04&est=9BqzVsPbi0OBKoFpaOxHv1JD2tr45LhFfX0X4wsdDA1lE5yf9ZMw1vzaeoRFhleA0A%3D%3D

Parece que ha comenzado una especie de despertar masivo internacional. La siguiente imagen ilustra una masa crítica de personas que han descubierto que el gobierno es su enemigo.

¿Y SI EL GOBIERNO ESTÁ FINANCIANDO A TERRORISTAS PARA QUE PUEDAN APLICAR MÁS LEYES PARA “PROTEGERLO” DE LOS TERRORISTAS QUE CREARON?

La gente que está despertando ahora está tomando medidas. Rodarán cabezas.

[cavenewstimes]

Pentagon watchdog to review Austin’s hospitalization, notification

Read More Military Times  The Pentagon’s internal watchdog said Thursday he will review the secrecy surrounding Defense Secretary Lloyd Austin’s hospitalization and why the Defense Department waited days to inform the White House that he had transferred authority to his deputy. Austin, 70, is still in the hospital being treated for complications from prostate cancer surgery. His failure to…

[head-post]

UK withdraws guarantees on Covid loans worth around £1bn

The UK government has withdrawn guarantees on about £1bn ($1.2bn) worth of bank loans to sick businesses during the COVID-19 pandemic, according to Reuters.

State-owned British Business Bank (BBB), which runs the lending schemes, has removed government guarantees from 10,786 loans totalling £979m as of 11 October, protecting taxpayers from some losses.

The amount so far represents only a small fraction of the £77bn of loans issued, a move that follows pressure from lawmakers and the UK’s public spending watchdog, which accused the schemes of being too lenient. According to the latest figures, only £17bn had been fully repaid by borrowers as of 30 June, so the figures could rise further.

Dozens of lenders, including the Big Four banks, Barclays (BARC.L), NatWest (NWG.L), Lloyds (LLOY.L) and HSBC (HSBA.L), have taken part in the government-backed programmes. Representatives for Barclays and HSBC declined to comment, while representatives for the other two banks were unavailable.

Learn more HERE

[ravnlghtft]

The app’s development follows the release of a blistering government watchdog report documenting dirty and dangerous conditions in military barracks across the country. The report’s findings caught the attention of lawmakers, who grilled Defense Department higher-ups during public hearings and penned a letter to Secretary of Defense Lloyd Austin demanding reforms.

Evans hopes the feedback collected on Hots&Cots will help catalyze change.

“I have two young boys that may one day want to enlist in the military,” he said. “I want them to go into a military that is going to take care of them, and I personally don’t feel like that is what is happening now to our young enlisted.”

[ukimmigrationmatters]

Banks Slammed On Low Savings Rates

Bank bosses have been probed by the UK's financial watchdog over complaints that interest rates on savings are too low and are not being passed on to savers.

Join me online on my free live money management training Wednesday https://bit.ly/3QPp8IH

Higher interest rates have led banks to put up mortgage costs sharply, but savings rates are barely rising.

Chancellor Jeremy Hunt has finally noticed that savers have been ripped off and says it is an "issue which needs solving", the BBC reports.

Millions of households are struggling with the soaring cost of living, higher mortgage rates and energy bills, which have also failed to come down following the fall in wholesale oil and gas prices.

The heads of the worst culprits; Lloyds, HSBC, NatWest and Barclays banks have been summoned to a meeting by the Financial Conduct Authority (FCA) on Thursday.

The so-called watchdog will question the banks on their poor savings rates and on how they communicate with customers, according to the Financial Times.

HSBC said it had increased its savings rates "more than a dozen times since the beginning of last year, with every savings product seeing rates increased on multiple occasions during that time".

NatWest have not passed on rates on many of its older accounts at all, leaving it to customers to switch to different accounts to achieve a decent rate on their savings.

The Bank of England has been increasing UK interest rates since December 2021 as it tries to bring down soaring price rises.

Its base rate - which has a direct effect on mortgage and savings rates has risen from almost zero to 5% in the last 18 months.

The Central Bank wants to make it more expensive for people to borrow and spend and encourage them to save – in the hope that we will all spend less so that inflation cools.

Average mortgage rates have soared above 6%, while returns on savings and current accounts have risen by a much smaller amount, in some case not at all.

The average rate for a two-year mortgage deal hit 6.47%, while the average easy access savings rate was 2.45%, a gap of 4.02 percentage points.

The average one-year fixed savings rate was 4.8%.

Low returns on savings combined high inflations is eating away at people’s savings.

This follows over a decade of derisory returns. The banks have been offering poor savings rates since the 2008 financial crisis. Since then, it has been more profitable to borrow money and buy assets such as property, hence the housing bubble and unaffordable homes for first-time buyers.

The big four High Street banks have a monopoly on banking, lending and savings, although challenger banks are making headway.

Many older people are not used to internet banking at a time when the four main banks are closing hundreds of high street branches leaving customers isolated.

Even if the banks increase savings rates increase, money held in a bank account will not give you a ‘real’ rate of return above inflation.

If you want your money to grow so you can build wealth and become financially free you need to invest it into real assets, such as property or the stock market.

This can be done using low-cost tracker funds, unit trusts, mutual funds and pension funds. Average returns in a tracker fund invested in the US S&P 500 index are around 10% per annum, and you can start saving as little as £50 per month into most funds.

See also:

Housing Market in DEEP Trouble: https://youtu.be/USGREwntT1I

If you would like to learn more about how to become financially free and develop a millionaire mindset I am running a free training webinar.  

3 Steps To Success Money Management and Financial FREEDOM!

I want to help you get control of your money, learn how to invest and become financially free by developing a millionaire mindset – which is not about buying flashy things and looking rich!

Join me online on my free live money management training Wednesday at 8.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

[qudachuk]

NatWest, Lloyds, HSBC and Barclays bosses expected to attend FCA meeting and justify disparity between loan and savings ratesThe chief executives of the UK’s largest high street banks will face the City watchdog today amid accusations they are ‘profiteering’...

[dertaglichedan]

Military Members Kicked Out For Refusing COVID Vaccine Seek To Have Their Discharges Upgraded

Service members who received general discharges when separated from the military for their refusal to obey the vaccine mandate say their transition to civilian life has been hampered because they were not given honorable discharges.

The majority of service members kicked out over their refusal to get vaccinated received general discharges. With a general discharge, service members lose all educational benefits, reemployment rights, and civil service retirement credit.

Hayden Robichaux, donor relations coordinator for the Mighty Oaks Foundation, is one such service member. He had to build a career in the Marine Corps. He spent his initial two years serving as the military equivalent of a firefighter. But life as a Marine was interrupted by Secretary of Defense Lloyd Austin’s announcement of a COVID-19 vaccine mandate in August 2021, he told The Epoch Times.

Robichaux refused the vaccine and sought religious exemption.

“But it seemed like everybody who sought religious exemption was denied,” he said. Months later, a leaked June 2021 memo by the Pentagon watchdog revealed the department may have been violating standards in its process of denying religious exemption requests for the COVID-19 vaccine.

In addition to his religious conviction against the vaccine, he took objection to the fact that the only vaccines offered to service members at the time were labeled as authorized for emergency use, rather than having full FDA approval. This argument stems from the wording of the Pentagon’s vaccine mandate, which covers “COVID-19 vaccines that receive full licensure from the Food and Drug Administration (FDA), in accordance with FDA-approved labeling and guidance.” Robichaux and others believe that this means the mandate did not apply to any vaccines issued under emergency use authorization (EUA), such as the Pfizer-BioNTech vaccine.

FULL STORY...

[rejectory]

that was sweet. real delish.

as always, asking the wrong questions. that why six here had ended up in this line of business? ‘cause he’d been too busy being dumb as all fuck? it was all an oopsie? that’d track, too.

what. didn’t. he. want. you moron.

“ look, i’m not even gonna pull my gun out. ” yeah, that wasn’t him just being happy to see you. and make no mistake, “ you’d deserve it, though. y’know y’would. ”

lloyd’s face scrunched up in a half-wink. c’mon. y’know y’would, champ. like he was prowling. he followed the old-man blueprint, the bust-your-balls pops handing down hand-me-down pieces of generational spanking to a pimply drop-out brat.

speaking of overprivileged brats and their lap watchdogs.

oh, he was fuckin’ buuurning with the urge to make a necklace outta this sport clips ‘do asshole’s eyeballs. he’d tie the flappy bits all nice. his shoulder blade flexed with a waxy feeling he was still getting used to. he wasn’t against souvenirs if tasteful.

suzanne’d fucked him over, but that was okay. he was gonna fuck her back hard. harder. he’d keep fucking until she begged him to stop.

six was gonna humor him some more. he would’ve thought a sentence like that was oxymoronic, but that’d been a, whaddidja call that, a smile? maybe six could do other things as well. even basic algebra. lloyd would keep it within six’s capacity.

so, two plus two:

“ word of advice, sweetcheeks, ” another one. he was on fire with being a motivational mcdonald’s drive-thru tonight. he should start charging for this shit. “ just between us girls, maybe it’s time you stopped being a lone wolf. ... a lil’ birdie told me you got CIA on your ass. ”

------@rejectory gifted: ❝ they did once call me the cunt of monte cristo. ❞ lloyd

------PEOPLE SELDOM DIVERTED from the initial images they painted for themselves. every so often someone popped up that just had extra little layers to them, ones that didn't immediately make themselves present or known or otherwise event drafted a hint of their existence. six was almost always pleasantly surprised by this particular variety.

lloyd hansen was not one of those people. lloyd hansen was unapologetically who he was.

at the very least six could count on him to be that scumbag. the first error was never knowing someone like him had existed. but once the opportunity presented itself he reached his little fingers out, felt around for the purchase of someone who both knew something and wouldn't give it up to the other side and paid. or picked. or pried. either way, he'd gotten a little intel on this spectacular creature and came back more informed.

unfortunately, six had already gleaned a good portion of it. at least learning his skill set (outside of personal experience) was useful.

the cunt of monte cristo.

he really fucking hated that it made him crack a slight grin. the royal they had painted a perfect picture, and if six were ever the kind to bluster for titles and cute little nicknames he'd have a hard time topping that one. but he wasn't, and lloyd felt like enough of an insult as it was (though he wasn't really one to talk, was he?)

always on the defensive, always ready to put his back against a solid wall and stand his ground, he didn't blink. and just as quickly as the amusement had crossed his features it faded back to business. six only offered a small nod in the stead of an upturned lip. " it tracks. "

a beat. he knew the answer to the question before he even asked it. "what do you want, lloyd? "

[the-bane-of-eye-life]

Lloyd’s Introduction

To: Cmdr Peepers

From: Private Lloyd

Subject: Sick Day

Commander,

I won’t be able to make it to the invasion today, as I am unwell. Hope it goes well anyway.

Signed

Private Lloyd

To: Private Lloyd

From: Cmdr Peepers

Subject: Sick Day Request Denied

Who exactly do you think you’re fooling? This is the fifth invasion you’ve tried to skip this month. I’ve already spoken to the medical personal and know for a fact you’re in perfect health. Get to your station, or you can “recover” in the brig.

Signed

Cmdr. Peepers

To: Cmdr Peepers

From: Private Lloyd

Subject: Alien Growth

Sir,

I mean no disrespect but I must insist.

I wanted to spare you the gory, and frankly personal details, but I really am sick. What I can only describe as an alien growth has appeared on my uvula. I didn’t report it to the doc, because I did not want to risk spreading an infection. Also I can’t speak.

As I couldn’t live with myself if the invasion was brought down by a foreign parasite, I’m afraid I can’t come in to work.

Signed,

Private Lloyd.

To: Private Lloyd

From: Cmdr Peepers

Subject: re Alien Growth

You don’t have a uvula!

Signed

Cmdr. Peepers

To: Skullship HR

CC: Cmdr. Peepers

From: Private Lloyd

Subject: Formal Complaint

Thank you for your time, I will be brief.

I was grief stricken today when the commander not only showed no sympathy to my physical pain (as shown in the attached messages), but denied the existence of my uvula, which has caused intense emotional upheaval.

I request that immediate action be taken to ensure I have aid in overcoming this trauma.

Signed

Private Lloyd.

To: Private Lloyd

From: Cmdr. Peepers

Subject: HR Does Not Exist

We don’t have an HR. We’ve never had an HR. Who do you keep sending these messages to?

You know, I really don’t care. I’ll deal with you after the invasion.

Signed

Cmdr. Peepers

To: Private Lloyd

From: Private Marty

Subject: Hi

Lloyd, I heard you were in the brig! Are you okay?

To: Private Marty

From: Private Lloyd

Subject: re: Hi

Yeah, I’m really bummed out about missing the invasion. I mean, you get to go down there with desert and the sweat and the snake people and I have to be chained up in this, surprisingly enough, air-condition torture room. Tough breaks.

Signed

Private Lloyd

To: Private Lloyd

From: Private Marty

Subject: re: re: Hi

That’s rough buddy. I’ll pick you something up down here. Like... a rock. You like rocks, right?

To: Private Lloyd

From: Private Marty

Subject: re: re: re: Hi

Nice offer kid, but a rock killed my hedge clippers once and I haven’t been able to look at them since.

Hey, gotta go. Benny says it’s “inappropriate to have my phone out while we’re awaiting torture.”

See ya later.

Signed

Private Lloyd.

[fantasmalforces]

Tag Dump 2: Electric Boogaloo!

[21st-century-ninja]

morro and lloyd parallels this and morro and kai parallels that, but where’s my kai and lloyd parallels, huh?  the two kids who had to grow up entirely to quickly because their worlds depended on it?  the two kids with enormous responsibility thrust upon them too young, who never manage to shake the habits they’ve learned because of it, like playing the watchdog and always having to be useful, to be productive?  the two kids who, out of everyone, have the most complicated parental relationships torn apart by time and neglect, intentional or otherwise, and now have to play the good son, the perfect son, to keep those relationships from fracturing?

if i had more time id dig deeper into it, but ugh.  these two.  

[ryder616]

AoSAW21 - Day 1: Favorite Character

"I imagined you perfect. You're way more interesting than that". -- Cal Johnson, S.O.S. Part 2

I've rhapsodised about Daisy a few times already, here and there (🤭) but what's the point of an Appreciation Week if you can't ramble for thousands of characters about your favorite fictional people?

The thing about Daisy and me (lol) is that I don't really relate all that much to her, considering, and I certainly cannot identify with her. My life experiences are vastly different, and that's before we add superpowers, secret agencies, spaceships, time travel and a 1950s boyfriend.

Which is great for me, of course, because her life sucks.

And that's it: she has every damn reason to be angry at the world, to feel like she's owned, to want to watch things burn or to say fuck it and retire to some tropical island and never bother with anyone or anything ever again...but she never does that, not even for a stretch.

Even when an ancient superhuman asshole uses her and abuses her and she loses herself and thinks she has to leave everyone she loves behind to protect them, she goes and finds herself a cause to fight for and people in danger to help.

Nor does she use her crappy past or her mountain of traumas and disappointments to justify herself when her actions are questionable and questioned. The closer she got was in the aftermath of the kill order on Wilfred Malick - something that I maintain was borderline character assassination just to move another character's story and, ok, shush, not the point here - but she can't even explain it fully then: "Hydra is very bad. [Everything] is being infiltrated by them and it all ends in horror". Her life was completely destroyed by that horror at least twice but does she say so? Or launch in a poor-me monologue to elicit sympathy from Deke (or, Asgard forbid, the audience)? Nah. Hydra is bad, she says. Oh, Daisy. You do yourself no favors and I adore you for it.

She's immensely powerful but never coveted that power and she gives it up with no fuss if it can keep people safe, even though it's tied to her identity, an identity she has labored and suffered for years to discover.

She could hack herself into millions but she couldn't care less about money. When she has them, like the seven millions she stole from the Watchdogs, she gives them away - to widows, small children, everyday workers - and still lives in a crappy van.

Her sense of self-preservation is atrocious, and generally kicks in only after everyone else's survival is accounted for. She's literally killed herself for the cause, tried to stay behind in a post-apocalyptic future where her kind was hunted and enslaved, is always ready to run headlong into a wall (or several) for friends and strangers alike and her least dangerous self-sacrificial act was shooting herself with an Icer, potentially leaving herself at the mercy of two powerful aliens that wanted to either kill her or take her prisoner.

The world keeps taking from her or treats her like a monster or a thing and she keeps trying to make it better, to make a difference, to make it so other people have the stability and safety and happiness that have always been fleeting for her. That's some hero stuff even before saving the world enters the picture, and she also does that.

Her heart gets in the way all the time and she lets it. When in S5 Talbot pleads for a way to contact his family she knows it's a risk. But she has to help him reconnect with his son. How could she not? Five years earlier, she managed to give parenting advice to Lloyd Rathman in the middle of conning him to find a lead to where Centipede - Hydra, really. It's always freaking Hydra - was torturing Coulson. There's everything that could turn a person into a cynical hardass (🙄) who gives no one an inch or a care in between these two moments, and yet it didn't happen.

And she still believes in people and their capacity to do good and be better, which is pretty extraordinary because she's been disappointed by almost everyone in her life, including the team she considers family. Part of that is because she undervalues herself, sure, but the rest is just who she is. How does that quote go? Nothing's quite as beautiful as someone who has survived losing everything and still has a tender heart.

Yeah. That's the TLDR, right there.

[nanshe-of-nina]

I'm watching Downton Abbey with my mom to make her happy and because I have nothing better to do with my free time. I have some thoughts.

There's lots of good thinkpieces on the classism of Downton Abbey and it's very true. Yet, it's hard to think all that critically about the show while actually watching it, because so many melodramatic plot twists like Pamuk suddenly dying of a heart attack mid-coitus, Patrick (maybe) returning from the dead, Ethel and Edith both getting pregnant the first time they have sex out of wedlock, Lavinia conveniently dying nobly of Spanish Flu so Matthew and Mary can get together, the servants contacting Lavinia’s spirit with a ouija board, Bates getting falsely accused of murder twice, Edith’s bedroom catching on fire when she’s too busy feeling sorry for herself and Thomas just happening to be hand to save her when was in danger of being fired, and Mary suddenly becoming Lawful Stupid when she discovers that Bates might have killed the rapist.

My mom and I have been enjoying snarking on the many inaccuracies and contrived coincidences of the show and she pointed out last night that a reoccurring plot point is some rando deciding to give a character an amazing and convenient present with no strings attached and the character deciding they must nobly refuse for some contrived reason (referring specifically to Matthew’s insistence that he must not accept Lavinia’s father’s money because ~he caused her to die of a broken heart~ and Daisy not wanting to accept the farm offered by William’s father because she wasn’t ever madly in love with him.) Any normal person would have secretly been thinking, “Sweet! Free shit!” and would probably only pretend to accept it reluctantly.

However, there are perhaps two quite accurate aspects of the show:

 The depiction of Lord Grantham (who represents the British aristocracy writ large) as an out-of-touch moron who bumbles his way through life committing one folly after another

The aristocracy’s loathing of David Lloyd George. (The show doesn’t mention why, but it was because he really hated the aristocracy and gentry and referred to the House of Lords as “Mr Balfour’s poodle” in response to someone else describing it as “the watchdog of the constitution.”)

That’s all I have to say for now, but I want to recommend this blog for anyone who’s interested about history from the late 19th and until the early 20th centuries. It’s the main reason why I read The Decline and Fall of the British Aristocracy a few years ago.